This is the question I get asked most often. And my honest answer is: it depends on your personal situation more than the market. But here's the real picture of what's happening in DFW so you can make an informed decision.

The Rate Perspective“Marry the house, date the rate.” If you find the right home at a price that works, you can refinance when rates drop. But you can't go back and buy that house after someone else did.

DFW Job Growth Remains Strong

The DFW metroplex continues to lead the nation in job creation. As long as people keep moving here for work — and they are — home demand has a structural floor. This doesn't mean prices can't dip, but it does mean DFW is better insulated than most markets.

Less Competition Right Now

Higher rates have sidelined some buyers. That's actually an opportunity for buyers who are financially ready — more inventory, more negotiating power, and more chances to get seller concessions (like a rate buydown) that were unthinkable in 2021.

Have a question about your specific situation? Call or text (269) 830-0020 directly.

Talk to Keith

Frequently Asked Questions

What is a seller concession and how does it help me?▾
A seller concession is money the seller agrees to contribute toward your closing costs or a mortgage rate buydown. In today's market, it's common to negotiate 2–3% back from the seller. A 2-1 buydown, for example, lowers your rate by 2% the first year and 1% the second — dramatically reducing your initial payments while you settle in.
Which DFW suburbs offer the best value for buyers in 2026?▾
Areas like Mansfield, Burleson, Fate, Forney, and Waxahachie tend to offer strong value per square foot for buyers priced out of closer-in suburbs. Prosper and Celina have seen strong growth. I work with buyers across all of DFW and can connect you with a trusted realtor who knows your target area inside and out.

Want to know what you can actually afford right now? Let's run the real numbers based on today's rates and your situation.

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