2026-04-12
VA Loan Benefits: A Complete Breakdown
VA loans offer unique benefits for military service members. See if you qualify.
If you've served in the military, you may qualify for a VA loan—one of the most powerful mortgage products available.
VA Loan Benefits
No down payment required, no PMI, competitive rates, and VA assistance for troubled loans. Plus, you can use your benefit multiple times.
Who Qualifies
You need a Certificate of Eligibility (COE) from the VA. Active duty, reserves, National Guard, and veterans with honorable discharge typically qualify.
Serving those who served. Get your VA pre-approval today.
Frequently Asked Questions
Can I get a VA loan with no down payment?
Do I have to use my VA benefit right away?
What if I've used my VA benefit before?