Guiding veterans, first-time buyers, and investors through the mortgage process with clarity, honesty, and personal attention — licensed in Texas, Michigan, Louisiana & Oklahoma.
I'm Keith Sullivan, a mortgage loan officer and U.S. veteran passionate about helping individuals and families achieve their homeownership goals across the Dallas–Fort Worth metroplex and beyond.
Whether you're a first-time buyer navigating the process for the very first time, a fellow veteran using your VA benefit, a seasoned investor expanding your portfolio, or a homeowner looking to refinance, I bring personalized guidance, competitive rates, and a commitment to getting you to the closing table.
I believe buying a home should feel exciting — not overwhelming. My job is to make the process transparent, smooth, and tailored to your unique situation.
⚖ NMLS# 2451429 · Licensed in Texas, Michigan, Louisiana & Oklahoma
From your first home to your fifth investment property, I have the right loan product for your situation.
Flexible terms and competitive rates for buyers with solid credit. Available with as little as 3% down for qualifying borrowers.
Government-backed loans with lower down payment requirements and more flexible credit guidelines — ideal for first-time buyers.
Exclusive benefits for veterans, active-duty service members, and eligible surviving spouses — including zero down payment options.
100% financing for eligible rural and suburban homebuyers who meet income requirements. No down payment required.
Financing above conventional loan limits for luxury properties and high-value markets across the DFW Metroplex.
Lower your rate, reduce your term, or tap into your home's equity. Let's review your options with a free rate analysis.
Upload it and I'll review it free. If I can beat it, I'll show you exactly how — line by line, no pressure.
Upload Your Estimate →Principal & interest only. Does not include taxes, insurance, or PMI. This calculator is for estimation purposes only — contact Keith for a personalized rate quote.
“Keith was such a huge help in this process, from silly first home buyer questions to genuine personable advice. We couldn't have done it without him and his team.”
“From buying my first home, to getting my credit lined up to do it. To even years after, being able to reach out at any given time with questions. Always has answers or gets back with answers in a timely manner. Recommend very highly. And will be using again on my next home purchase and future endeavors!”
“Keith is awesome! He's overseen a couple of home moves for us and makes it seamless!!”
“Had the pleasure of working with Keith. He kept the whole refinance process super simple and put in terms my wife and I could understand. In doing so it led to a smooth, seamless transaction.”
“Wow, I have no words for how grateful I am for Keith. He honors his word and walks beside you throughout the entire process. I couldn't be happier with my experience and choosing Keith.”
“From buying my first home, to getting my credit lined up to do it. To even years after, being able to reach out at any given time with questions. Always has answers or gets back with answers in a timely manner. Recommend very highly.”
I understand that your reputation is built on the partners you choose. I bring the reliability, communication, and follow-through your clients deserve — and your business demands.
Same-day or next business day turnaround
I'll educate your buyers so you can focus on selling
You'll never have to chase me for a status update
Open houses, flyers, and social media collaboration
Whether you're ready to apply or just exploring your options, reach out. There's no obligation — just honest guidance.